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Loan Against Securities

(i.e. loan against stocks, bonds, mutual funds, t-notes, options, MTN's,  .  .  . )

Sample of Recent Closings:
$2,725,000, 3.25%, 2 weeks from term sheet to funding
$780,000, 3.50%, 2 weeks from term sheet to funding
$119,800, 3.50%, 2 ½ weeks from term sheet to funding
$505,000, 3.75%, 9 days from term sheet to funding
$627,000, 4.00%, 2 ½ weeks from term sheet to funding
$912,000, 4.00%, 3 weeks from term sheet to funding
$600,000, 4.00%, 7 days from term sheet to funding

This loan allows you to borrow against your securities portfolio to create liquidity while staying in the market and enjoy the benefits of dual appreciable assets at once. Let us say you need money and you own securities (stocks, bonds, mutual funds, treasuries, options, etc.) You may not want to sell them then why not borrow against them? Most people borrow against the home they live in. And most people borrow against the car they drive. And they borrow against their business property. And they borrow against ... Then why not borrow against your securities?

Benefits of Our Loan-Against-Securities:
- Low fixed rates
- Perfect alternative product for those that are looking for fast and affordable cash out
- No credit or FICO requirements - we will not run a credit report
- No minimum income requirements - we will not ask for income tax returns or ask any questions on borrower's income
- Cash out with no restrictions in just 7-10 days
- Funds may be used for any purpose, personal or business, except to purchase or carry other securities
- Borrow up to 80% of securities value
- No maximum loan size
- Interest-only Quarterly loan payments
- Borrower keeps all dividends and upside market appreciation of the securities
- The loan is collateralized by the pledged securities only - not by real estate and not by other personal property
- A non-recourse loan - No personal guarantee is required, expected, or implied
- No residency or citizenship requirements, foreign nationals qualify for this loan world wide
- Stocks held in some foreign stock exchanges qualify - call for details
- Non-mortgage non-recourse loan that is not reported to public records
- Our 2-day written loan quote will include loan size, rate, term, cost,...
- Close in a matter of days

Take advantage of the current promotion and save $500! Application and Commitment Fee is waived for the first 100 applicants - Promotion Code: [2010 here I come]
To see what terms we could offer you, please do the Express Quote Form and underwriting department will provide you a Term Sheet within 1 to 2 days; Term Sheet is an Approval Letter and includes loan size, rate, term, cost, ...

Express Quote Form, click here  

Criteria:
- The stock must be free-trading without any restrictions and the borrower cannot own 10% or more in the company of the issuer.
- Loan-to-value and interest rate are driven by what securities are pledged. The more liquid and actively traded securities the higher the loan-to-value and lower the interest rate.

NOTE: If your securities are currently held in a retirement account like IRAs, 401(k)s, 403(b)s, Keoghs, SEPs, etc. we will tell you how to utilize these funds without incurring early distribution taxes or penalties. We could schedule a teleconference with John who is an extremely knowledgeable and experienced advisor to examine and explain potential enormous benefits available to you. You will be amazed at the possibilities; "why didn't someone tell me this earlier?" We hear this often! It is your money, make it work for you! 

1 - Please read the information on this page and ask us any questions,
2 - Have us provide you a quote,
3 - With your Loan Approval in hand, ask us any more questions and if you want check with your advisors, your CPA, your accountant, your family, your attorney,... Think it over and decide!

We truly believe that this program is the most wonderful loan available in today's tight lending environment!

Use this loan for:
. Personal or Business Use – no questions asked
. Pay off bills, liens, consolidate debt  
. Purchase or refinance real estate
. Pay off a hard money loan
. Purchase a business or start a new business 
. Restructure your business's financial standing
. Business Expansion    
. Working capital
. Real estate investments
. Avoid or cure foreclosure - Buy foreclosures
. Renovations
. Purchase new property
. Make capital improvements
. New equipment
. etc., etc., etc….

  
If you have any questions or want more information, please call us at (800) 430-9222. If you wish to reach us through email, do so by clicking here:
Tell us how we may be of service to you  




Allstate Financial Services - 8888 Keystone Crossing Suite 1300 - Indianapolis, IN 46240
Toll Free Phone: (800) 430-9222
Toll Free Fax: (800) 305-1322


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